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IBuyHomesAndNotes.com provides this internet web site and the services offered on it (collectively, the “Services”) under the following terms and conditions of service and use (the “Terms”). Please read them carefully. You understand, agree and acknowledge that your use and the Services provided to you are exclusively governed by these Terms which cannot be modified by you. By accessing and using the Services, you agree that you have read and understand the Terms and that you agree to be bound by them, without limitation or qualification and that no signatures are required to implement the Terms. As used on this Web site, the terms “we”, “us”, or “our” refer to IBuyHomesAndNotes.com. “You” refers to all users of the web site. “Sellers” refers to users who list their properties for sale on the web site.

1. ADDITIONAL TERMS; MODIFICATIONS TO THE TERMS
IBuyHomesAndNotes.com may change the Terms from time to time without prior notification to you. Each time you access the web site you will be governed by the Terms then in effect. All of such changes will be posted on the IBuyHomesAndNotes.com home page. If you object to any such changes, your sole recourse shall be to cease using the Services. Continued use of the Services following any such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes, without limitation or qualification. In addition, when using particular portions of the Services, you will be governed by additional terms which will appear when accessing such Services. All such additional terms are herein incorporated by reference. In the event of a conflict between such additional terms and these Terms, such additional terms shall govern when you access such Services.

2. MODIFICATIONS TO THE SERVICES
We reserve the right to modify or discontinue (temporarily or permanently) the Services (or any part thereof) with or without notice to you. We shall not be liable to you or any third party if we exercise our right to modify or discontinue the Services. If you object to any such changes, your sole recourse shall be to cease using the Services. Continued use of the Services following notice of any such changes shall indicate your acknowledgement of such changes and satisfaction with the Services as so modified.

3. PRIVACY
As part of the registration process, Sellers will be asked to provide certain personal information to us. You acknowledge, consent and agree that IBuyHomesAndNotes.com may access, preserve, and disclose your account information and Content only if and when required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms; (c) respond to claims that any Content violates the rights of third-parties; (d) respond to your requests for customer service; or (e) protect the rights, property, or personal safety of IBuyHomesAndNotes.com, its users and the public. All uses of such personal information will be in accordance with the provisions of our Privacy Policy.

4. YOUR LISTING, PASSWORD AND SECURITY
Sellers, you are responsible for maintaining the accuracy of the information you provide as well as the quality of any pictures you provide. WE CANNOT AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO MAINTAIN PROPER INFORMATION OR TO OTHERWISE COMPLY WITH THIS SECTION.

5. YOUR RESPONSIBILITIES
In providing us with information during the registration process, you agree to provide true, accurate, current and complete information as prompted and to maintain and update such information to keep it true, accurate, current and complete at all times. If any information you provide is untrue, inaccurate, not current or incomplete, or if we reasonably believe so, we may suspend or terminate your access to and use of the Services, and refuse to provide any current or future Services to you. You acknowledge that you are over 18 years of age or otherwise are of legal age to form a binding contract. You are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of the Services and all charges related thereto.

You agree not to use the Services to do any of the following:

5.1.1. violate any local, state, national or international law;

5.1.2. stalk, harass or harm another individual or communicate with such individual after being advised to cease any such communications;

5.1.3. collect, harvest or store personal data about other users including email addresses or contact Sellers for any purpose other than responding to the content posted by such Sellers;

5.1.4. impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity;

5.1.5. interfere with or disrupt the Services or servers or networks connected to the IBuyHomesAndNotes.com Web site or the other Services, or disobey any requirements, procedures, policies or regulations of networks connected to the IBuyHomesAndNotes.com web site; and

5.1.6. upload, submit, post, store or transmit any (a) content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, racist, sexist, homophobic, or ethnically or otherwise objectionable; (b) content that you do not have a right to transmit under any law or under contractual or fiduciary relationships; (c) content that infringes the intellectual property rights of a third party; or (d) material that contains software viruses or any other computer code, files or programs, for example, worms, Trojan horses, cancelbots, time bombs and the like, designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (d) unsolicited advertising material, notices or “spam”, “junk mail”, pyramid schemes, chain letters or the like; (e) surveys that have not been approved or cleared by us;or (f) contests or games of chance.

6. YOUR RESPONSIBILITIES IN REGARD TO PROPERTY LISTINGS (if applicable):

6.1 Any SELLER who registers for our Monthly Property Posting Plan is responsible for paying a $35.00 set up fee, plus $10.00 for each image and/or picture, with a monthly subscription fee of $69.95 per month, SELLER'S who choose the monthly plan will be automatically re-billed to their credit card every thirty days from the date the ad is placed until the SELLER cancels the posting service. Payment for a monthly listing shall be made by automatic credit card debit. Users can cancel their listing by sending a cancellation request via e-mail at least 1 business day prior to renewal date. Direct all cancellation requests to: info@IBuyHomesAndNotes.com

6.2 Any Seller who registers for the Until Sold Plan is responsible for paying a $35.00 set up fee, plus $10.00 for each image and/or picture, and will be billed a one-time flat fee of $295.00 which entitles the Seller to maintain the property listing until sold. The Seller is responsible for notifying IBuyHomesAndNotes.com of the sale of the property to remove the listing from the web site.

6.3 Any Seller who registers for the Until Sold Plan With an MLS Listing will be billed a one-time flat fee of $ 699.00 which entitles the Seller to maintain the property listing until sold on the web site and the Seller will have his property listed on an available local multiple listing service for six months accessible by real estate brokers in the area. If you register for the MLS Service, you acknowledge that the IBuyHomesAndNotes.com web site listing and MLS listing are sold separately. MLS Listing applications must be submitted promptly after receipt. There will be a cancellation charge for early cancellation of the MLS Service. IBuyHomesAndNotes.com is not a licensed real estate broker. All listings are handled by a local Real Estate Agent in your area who act as independent contractors. All MLS listings require a buyer's agency commission if a real estate broker assists you to find a buyer. This is not a solicitation for a listing broker if your property is already listed with a broker. Georgia residents may be subject to a 0.12% MLS surcharge at close of escrow. All IBuyHomesAndNotes.com customers are responsible for correctly completing all paperwork necessary and applicable to their local Multiple Listing Services prior to their ad becoming viewable in their local MLS. There may be a delay (usually 4 to 6 business days) in the activation of the MLS Listing.

7. INVESTOR LEAD PROGRAM

7.1 Any INVESTOR who registers for our Monthly Lead Plan is responsible for paying a $35.00 set up fee, with the choice of SINGLE LEADS or our SILVER, GOLD, OR PLATINUM Monthly Lead Service. Investors who choose one of the monthly lead plans will be automatically re-billed to their credit card every thirty days from the date started until the INVESTOR cancels the lead service. Investors can cancel their plan by sending a cancellation request via e-mail at least 1 business day prior to renewal date. Direct all cancellation requests to: info@IBuyHomesAndNotes.com

7.2 Any INVESTOR who registers for the SILVER Lead Plan A is responsible for a $35.00 NON-REFUNABLE Setup Fee as well as a NON REFUNDABLE monthly lead fee of $199.00 for a minimum of 4 "any area" leads per month which may be sold up to 3 times. OR, SILVER Lead Plan B is responsible for a $35.00 NON-REFUNABLE Setup Fee as well as a NON REFUNDABLE monthly lead fee of $299.00 for a minimum of 4 "area (state) specific" leads per month which may be sold up to 3 times.

7.3 Any INVESTOR who registers for the GOLD Lead Plan is responsible for a $35.00 NON REFUNDABLE Setup Fee as well as a NON REFUNDABLE monthly lead fee of $499.00 for a minimum of 12 "any area" leads per month which may be sold 2 times. OR, GOLD Lead Plan B is responsible for a $35.00 NON-REFUNABLE Setup Fee as well as a NON REFUNDABLE monthly lead fee of $799.00 for a minimum of 12 "area specific" leads per month which may be sold up to 2 times.

7.4 Any INVESTOR who registers for the PLATINUM Lead Plan A is responsible for a $35.00 NON REFUNDABLE Setup Fee as well as a NON REFUNDABLE monthly lead fee of $799.00 for a minimum of 20 "any area" leads per month which will be sold only once. OR, PLATINUM Lead Plan B is responsible for a $35.00 NON-REFUNABLE Setup Fee as well as a NON REFUNDABLE monthly lead fee of $1299.00 for a minimum of 20 "area specific" leads per month which may be sold only once.

7.5 Any INVESTOR may register for the right to buy individual leads is responsible for a $35.00 NON REFUNDABLE Setup Fee as well as a NON REFUNDABLE lead fee of $100.00 for an "any area" (you choose the state) lead which will be sold only once. OR, a $35.00 NON REFUNDABLE Setup Fee as well as a NON REFUNDABLE lead fee of $150.00 for an "area specific" (you choose the city and state) lead which will be sold only once.

7.6 Any Investor who wishes to purchase in any quantity city specific leads contact info@ibuyhomesandnotes.com for pricing.

8. THIRD PARTY CONTENT AND MONITORING
We are a distributor (and not a publisher) of Content supplied by third parties and users of the Services. Accordingly, we have no editorial control over such Content. Any opinions, advice, statements, services, offers, or other information or Content expressed or made available by third parties, including information provided by other users of the Services, are those of the respective author(s) or distributor(s) of that information and not of IBuyHomesAndNotes.com. We neither endorse nor are responsible for the accuracy or reliability of any opinion, advice, information, or statement made on the IBuyHomesAndNotes.com Web site by such parties. By posting, inputting or otherwise submitting information to our web site, you are representing you are the rightful owner of such information and are granting us the right, license and privilege to use such information or data in any way we deem appropriate. We have the right, but not the obligation, to monitor and review the Content on the IBuyHomesAndNotes.com Web site and provided through use of the Services and your account to determine compliance with these Terms and any other operating rules established by us, to satisfy any law, regulation or authorized government request, or for other purposes. You understand and acknowledge that we do not pre-screen or monitor Content for accuracy or reliability, but that we and our designees shall have the right (but not the obligation) in our sole discretion to remove any Content from the Services, without liability to you for any reason. Without limiting the foregoing, we and our designees shall have the right to remove any Content that violates the Terms, that we believe may create liability for us, or that we deem otherwise objectionable.

9. DEALINGS WITH PARTNERS AND ADVERTISERS
Your correspondence or business dealings with, participation in promotions of, or purchase of goods and/or services from our partners, advertisers or sponsors found on or through the Services, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such partner(s), advertiser(s) or sponsor(s). YOU AGREE THAT IBuyHomesAndNotes.com SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGE OF ANY SORT INCURRED AS THE RESULT OF ANY SUCH DEALINGS, OR AS THE RESULT OF THE PRESENCE OF SUCH PARTNERS, ADVERTISERS OR SPONSORS ON OR THROUGH THE SERVICES.

10. EXTERNAL LINKS
Our provision of a link to any other Web site or location is for your convenience and does not signify our endorsement of such other Web site or location or its contents. Any concerns you may have regarding any external link should be directed to that link’s Web site administrator or webmaster. IBuyHomesAndNotes.com SHALL NOT BE LIABLE FOR ANY INFORMATION, SOFTWARE, OR LINKS FOUND AT ANY OTHER WEB SITE, INTERNET LOCATION, OR SOURCE OF INFORMATION, OR FOR YOUR USE OF SUCH INFORMATION.

11. NO SPAM
We do not condone or allow spam. We prohibit you from using the Services to promote your own Web site or any business, product or service through the sending of unsolicited email. We reserve the right to investigate and terminate your rights under this Agreement.

12. NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Services, use of the Services or access to the Services. The Services are provided for your personal, noncommercial use only.

13. TERMINATION
You agree that we, in our sole discretion, may terminate your ad (or any part thereof) or access to and use of any Services, and remove and discard any information posted by you on or through any Services, for any reason or no reason, with or without notice and effective immediately, including, without limitation, if we believe you have violated or acted inconsistently with the letter or spirit of the Terms. You acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Services. FURTHER, YOU AGREE THAT WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY TERMINATION OF YOUR ACCESS TO THE SERVICES. You may discontinue your participation in and access to the Services at any time.

14. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY AGREE THAT USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE AND NON-INFRINGEMENT WITH RESPECT TO THE SERVICES.
WE MAKE NO WARRANTY THAT (A) THE SERVICES WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; (B) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE; (C) THE ACCURACY, RELIABILITY OR QUALITY OF ANY INFORMATION, PRODUCTS, SERVICES OR OTHER MATERIAL OBTAINED THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS; (D) DEFECTS IN THE SERVICES WILL BE CORRECTED; OR (E) THE IBuyHomesAndNotes.com WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM(S) OR FOR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR INFORMATION.
WE DO NOT CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES OFFERED BY THIRD PARTIES, AND WE MAKE NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE SERVICES OR ANY TRANSACTIONS ENTERED INTO THROUGH OR AS THE RESULT OF THE SERVICES.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM IBuyHomesAndNotes.com OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

15. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL IBuyHomesAndNotes.com OR ITS OFFICERS, EMPLOYEES, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SUCH PARTIES WERE ADVISED OF, KNEW OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES), ARISING OUT OF OR IN ANY WAY RELATED TO:

15.2 the use or the inability to use the Services;

15.3 the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or transactions entered into through or from the Services;

15.4 unauthorized access to or alteration of your transmissions or data;

15.5 statements or conduct of any third party on or through the Services, including threatening, defamatory, obscene, offensive or illegal conduct or any infringement of another’s rights, including intellectual property rights;

15.6 your failure to adequately safeguard your password or access to the Services;

15.7 any Content you access through the services, including, but not limited to, for any errors or omissions in any Content, or your use of or reliance on any Content propvided, emailed or otherwise transmitted through the Services;

15.8 termination of your access to or use of the Services as provided herein;

15.9 the deletion or failure to store any information or data, communications or Content maintained or transmitted by or through the Services;

15.10 any modification, suspension or discontinuance of the Services (or any part thereof) or these terms;

15.11 use of or reliance on any Content, goods or services available on any other Web sites that you access through the Services; and

15.12 any other matter relating to the Services or these Terms.

16. EXCLUSIONS AND LIMITATIONS
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations and disclaimers may not apply to you. To the extent that we may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of our liability shall be the minimum permitted under such applicable law.

17. INDEMNIFICATION
You agree to indemnify, defend and hold harmless IBuyHomesAndNotes.com, its parents, subsidiaries, affiliates, officers, directors, co-branders or other partners, employees, consultants and agents from and against any and all third-party claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys’ fees) that such parties may incur as a result of or arising from (1) any information or Content (as defined below) that you (or anyone using your account) submits, posts or transmits through the Services, (2) your (or anyone using your account’s) use of the Services, (3) your (or anyone using your account’s) violation of these Terms, (4) your (or anyone using your account’s) violation of any rights of any other person or entity or (5) any viruses, trojan horses, worms, time bombs, cancel bots or other similar harmful or deleterious programming routines input by you into the IBuyHomesAndNotes.com Web site or other Services.

18. TRADEMARKS
Certain names, logos, and other materials displayed on the IBuyHomesAndNotes.com Web site and in and through the Services constitute trademarks, trade names, service marks or logos (“Marks”) of IBuyHomesAndNotes.com or other entities. You are not authorized to use any such Marks. Ownership of all such Marks and the goodwill associated therewith remains with us or those other entities.

19. COPYRIGHTS; RESTRICTIONS ON USE
The content of the Services, including without limitation, text, software, music, sound, photos, graphics, video, page layout and design and other material contained in the Services or information presented through the Services by IBuyHomesAndNotes.com or its licensors (the “Content”), is copyrighted by IBuyHomesAndNotes.com and/or its licensors under United States and international copyright laws, is subject to other intellectual property and proprietary rights and laws, including trademark and patent laws, and is owned by IBuyHomesAndNotes.com or its licensors. The Content may not be copied, modified, reproduced, republished, uploaded, posted, transmitted, sold, offered for sale, or redistributed in any way without the prior written permission of IBuyHomesAndNotes.com and our applicable licensors. You must abide by all copyright notices, information, or restrictions contained in or attached to any Content. You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by IBuyHomesAndNotes.com or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part. IBuyHomesAndNotes.com grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, or to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by IBuyHomesAndNotes.com for use in accessing the Service.

20. LICENSE
You hereby grant to IBuyHomesAndNotes.com and its successors and assigns, a worldwide, perpetual, irrevocable, royalty-free, sublicenseable right, in any media now known or currently known, to exercise all copyright and other intellectual property rights with respect the Content you provide to us to be published on the IBuyHomesAndNotes.com Web site or on or through the Services or otherwise through the Services, to use, distribute, display, reproduce, modify and create derivative works from such material, in any and all media, in any manner, in whole or in part, without any duty to account to you. The foregoing does not apply to Content contained on hyper linked pages or any other Content you do not submit to us.

21. MISCELLANEOUS
The Terms constitute the entire and exclusive and final statement of the agreement between you and IBuyHomesAndNotes.com with respect to the subject matter hereof, and govern your use of the Services, superseding any prior agreements or negotiations between you and IBuyHomesAndNotes.com with respect to the subject matter hereof. The Terms and the relationship between you and IBuyHomesAndNotes.com shall be governed by the laws of the State of New York as applied to agreements made, entered into and performed entirely in New York by New York residents, notwithstanding your actual place of residence. All lawsuits arising out of the Terms or out of your use of the Services shall be brought in the Federal or state courts having jurisdiction over New York County, New York and you hereby irrevocably submit to the exclusive personal jurisdiction of such courts for such purpose. Service of Process in any such action may be effected either by certified mail, return receipt requested or by recognized national private carrier where you or your authorized agent accept delivery of such service of process. Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and that the other provisions of the Terms remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the Terms are for convenience only and have no legal or contractual effect.

22. VIOLATIONS
Please report any violations of the Terms to us at info@IBuyHomesAndNotes.com.